Barclays To Buy American

Barclays To Buy AmericanBarclays To Buy AmericanBarclays has been draining some long-range shots as of late It avoided the mess that many of its competitors drowned in during the past couple years, managed to pick up the good assets that the now-bankrupt Brothers Lehman left behind, and won the bidding to slap its name on that sure-to-be-an-eyesore-and-a-traffic-and-daily-commuter nightmare called the Barclays Center, whose groundbreaking ceremony is slated for this Thursday (full disclosure I live less than four blocks away from where Bruce and Jay-Z intend to start digging for gold).

68% say children more difficult to manage than employees in summer

68% say children mora difficult to manage than employees in summer68% say children more difficult to manage than employees in summerWhile research has found that 38% of working parents said theyve missed out on a childs major event because of work in the past year, new data shows that summer vacation also wreaks havoc on work-life balance.Research from global organizational consulting firm Korn Ferry reveals that 68% of employees say that their kids are tougher to manage during summer break than their workers. Just 32% believe that their employees present more of a challenge during this time.As for how the research was carried out, 223 professionals working in different fields took the international survey.Asking for a summer flexible schedule at workRespondents weighed in on what its like requesting a flexible schedule from their supervisor during the summer months to look after their kids. This is how well things go over with their managers, with people reporting that they areVery supportive 48%Somewhat supportive 36%Somewhat unsupportive 11%Very unsupportive 5%But while 11% surveyed agreed that they sometimes take the kids to the office in the summer to avoid having to find childcare, 89% said they dont. Still, 30% agreed that they have no choice but to take more unplanned days off due to unexpected childcare issues, compared to 70% who dont.Korn Ferry Chief Marketing Officer Jill Wiltfon commented on the research in a statement.Every working parent knows that it is sometimes difficult to juggle home and work responsibilities. With this incredibly tight labor market, its incumbent upon employers to give employees the latitude to be good parents so they, in turn, can be engaged, effective and treu professionals.More on what its like being a working parent in the summerOverall, 54% say that their company is understanding of parents in need of summer flexibility to transport/care for their children, but 46% begged to differ. Additionally, 46% of those who are single parents or part of a couple that both work outside the home said that someone in the relationship has changed their hours in the summer because of the kids, but 54% said they have not.But it seems like most people arent forced to work from home because of the same circumstances - just 26% of people (or their partners) with young kids say they do so during the warmer months so they dont have to find childcare, while 74% say they dont.Lastly, among those couples who both work outside the home, 49% say they alternate taking time off for childcare, while 51% say they dont.

11 Great and Free Resume Templates for Tech Careers

11 Great and Free Resume Templates for Tech Careers11 Great and Free Resume Templates for Tech CareersResume writing can be a chore. Fonts, colors, alignment its overwhelming, especially when the pressures on to stand out from the crowd. So, weve listed some of the best resume templates and samples below for the hottest tech jobs. They help to sidestep the stress because youll get a professional-looking resume without the headaches of starting from scratch. They wont cost you any money, either 01Entry Level Computer Science Enis Aksoy / Getty ImagesJob performance and technical capabilities are the prime focus of this resume for Database Admins. Other job titles that can use this template are SQL Database Administrator, Lead Administrator SQL Server, and Database Administrator/SQL Development.12BONUS ResourcesThe days of multi-page black and white resumes are fast declining. Create a 21st Century resume with behauptung bonus resources.Resume Templates by ProfessionBookmark this ext ensive list of templates organized by job function. Youll find resume templates for various jobs under the IT section of the page Database Administrators, Software Engineers, Development Managers, and dozens of others.Free Resume Templates in Ai, Indesign PSD FormatsGo the extra mile with these visually appealing designs. You can use them for any job, and youll need the correct software to open and insert your information into them.Free HTML Resume TemplatesTech job seekers will love these web resume templates which will make a lasting impression on recruiters. Many of these website resumes are responsive, so theyre ideal for jobs in design and web development. They make attractive online profiles too.ConclusionYour resume and cover letter offer the first glimpses of what youre capable of, so spend extra time and effort getting them right. Organize information and present your skills effectively. And use a professional resume template to polish the most important tool for your job search.

Meaning of Law of Armed Conflict (LOAC)

Meaning of Law of Armed Conflict (LOAC)Meaning of Law of Armed Conflict (LOAC)After World War II, the Geneva Convention created a treaty among nation states to abide by in the event of future conflicts. There have been numberous conflicts since 1949 with many crimes of war being prosecuted. The rules that are to be followed are called the Law of Armed Conflict, or Law of War, and covers everything from treating prisoners of war to rules of engagement of military forces. But the most important principles of the Law of Armed Conflict you should know are the following 1) Fight only Enemy Combatants 2) Do not Harm Enemies who Surrender Disarm Them and Turn Them Over to Your Superiors 3) Do Not Kill or Torture Prisoners 4) Collect and Care for the Wounded, whether Friend or Foe 5) Do Not Attack Medical Personnel, Facilities, or Equipment 6) Destroy No mora than the Mission Requires 7) Treat All Civilians Humanely 8) Do Not Steal Respect Private Property and Possessions and 9) Do Your Best to Prevent Violations of the Law of War Report All Violations to Your Superiors. Law of Armed Conflict (LOAC) Defined The LOAC arises from a desire among civilized nations to prevent unnecessary suffering and destruction while not impeding the effective waging of war. A part of public grenzberschreitend law, LOAC regulates the conduct of armed hostilities. It also aims to protect civilians, prisoners of war, the wounded, sick, and shipwrecked. LOAC applies to grenzberschreitend armed conflicts and in the conduct of military operations and related activities in armed conflict, however such conflicts are characterized. LOAC and Law of War (LOW) Policies DoDD 5100.77, DoD Law of War Program, requires each military department to design a program that ensures LOAC observance, prevents LOAC violations, ensures prompt reporting of alleged LOAC violations, appropriately trains all forces in LOAC, and completes a legal review of new weapons. Although some of the services often refer to LOAC as the Law of War (LOW), within this article LOAC and LOW are the same. LOAC training is a treaty obligation of the United States under provisions of the 1949 Geneva Conventions. The training should be of a general nature however, certain groups such as aircrews, special forces, special operations, infantry, medical personnel, and security forces, etc., receive additional, specialized training that addresses the unique issues they may encounter. International and Domestic Law LOAC comes from both customary international law and treaties. Customary international law, based on practice that nations have come to accept as legally required, establishes the traditional rules that govern the conduct of military operations in armed conflict. Article VI of the US Constitution states that treaty obligations of the United States are the supreme law of the land, and the US Supreme Court has held that international law, to include custom, are part of US law. This means that treati es and agreements the United States enters into enjoy equal status as laws passed by Congress and signed by the President. Therefore, all persons subject to US law must observe the United States LOAC obligations. In particular, military personnel must consider LOAC to plan and execute operations and must obey LOAC in combat. Those who violate LOAC may be held criminally liable for war crimes and court-martialed under the Uniform Code of Military Justice (UCMJ). Military Necessity, Distinction, and Proportionality Military necessity requires combat forces to engage in only those acts necessary to accomplish a legitimate military objective. Attacks shall be limited strictly to military objectives. In applying military necessity to targeting, the rule generally means the United States Military may target those facilities, equipment, and forces which, if destroyed, would lead as quickly as possible to the enemys partial or complete submission. As an example of compliance with the p rinciple of military necessity during Operation Desert Storm, consider our targeting and destruction of Iraqi SCUD missile batteries and of Iraqi army and air forces. These actions quickly achieved air superiority and hastened the Iraqi militarys defeat. Weapons Review, requires a legal review of all weapons and weapons systems intended to meet a military requirement. These reviews ensure the United States complies with its international obligations, especially those relating to the LOAC, and it helps military planners ensure military personnel do not use weapons or weapons systems that violate international law. Illegal arms for combat include poison weapons and expanding hollow point bullets in armed conflict. Distinction means discriminating between lawful combatant targets and noncombatant targets such as civilians, civilian property, POWs, and wounded personnel who are out of combat. The central idea of distinction is to only engage valid military targets. Therefore, it would b e inappropriate to locate a hospital or POW camp next to an ammunition factory. Proportionality prohibits the use of any kind or degree of force that exceeds that needed to accomplish the military objective. Proportionality compares the military advantage gained to the harm inflicted while gaining this advantage. Under this balancing test, excessive incidental losses are prohibited. Proportionality seeks to prevent an attack in situations where civilian casualties would clearly outweigh military gains. This principle encourages combat forces to minimize collateral damage- the incidental, unintended destruction that occurs as a result of a lawful attack against a legitimate military target. ROE (Rules of Engagement) Competent commanders, typically geographic combatant commanders, after JCS review and approval, issue ROE. ROE describe the circumstances and limitations under which forces will begin or continue to engage in combat. Normally, execution orders (EXORD), operations plan s (OPLAN), and operations orders (OPORD) contain ROE. ROE ensure use of force in an operation occurs in accordance with national policy goals, mission requirements, and the rule of law. In general, ROE present a more detailed application of LOAC principles tailored to the political and military nature of a mission. ROE set forth the parameters of an airmans right to self-defense. All airmen have a duty and a legal obligation to understand, remember, and apply mission ROE. During military operations, LOAC and specifically tailored ROE provide guidance on the use of force. The standing rules of engagement (SROE) of the CJCS give commanders direction on the use of force in self-defense against a hostile act or hostile intent. The SROE do not limit an airmans inherent right to use all means necessary and appropriate for personal or unit self-defense. Some basic considerations based on the SROE follow The use of force in self-defense must be necessary and limited to the amount needed t o eliminate the threat and control the situation.Deadly force should only be used in response to a hostile act or a demonstration of hostile intent. Deadly force is defined as force that causes or has a substantial risk of causing death or serious bodily harm.Failure to comply with ROE may be punishable under the UCMJ. ROE questions and concerns should be promptly elevated up the chain of command for resolution. There are more parts to the Law of Armed Conflict as it is not just a series of treaties but an entire branch of international law. For more information and greater details to the parameters of LOAC, see the Law of Armed Conflict Deskbook.

What You Should Do to Find Out About Inside Sales Resume Before Youre Left Behind

What You Should Do to Find Out About Inside Sales Resume Before Youre Left Behind Software-specific certifications are a few of the very best business certifications out there for a wide range of sales roles, including Salesforce. Sales position where my abilities and experience can effectively be utilized to raise sales revenue. Find out mora about sales careers. Startups are prototyply inside this category. Business opportunities that need a monetary investment arent acceptable. Which means that you have to understand how to make the best letter as possible send to the organization and offer good first impact about yourself. All job listings will stay active for as many as 60 days. The important thing here is to have them involved in the conversation early even when you fear a negative reaction. Since you can binnensee here, it doesnt need to be long, only including relevant parts of information like school name, date, etc.. Dont neglect to demonstrate that you currentl y knowledgeable concerning the position for the specific company and tell your skill which could assist you and the organization to thrive. Retail sales associates want to work with many individuals, and thus they ought to be strong in communication. As an inside sales representative, its imperative you possess great communication abilities. You must find out the way to create the most efficient sales representative skills resume as youre in a position to send to the business and offer great first impression about your self, understand it here. Being seen as scatter brain is bad for you as well as your sales. Read the work description like your life is dependent on it. Active listening is a challenging skill to acquire. If you dont have any huge accomplishments in your private life, start contemplating ways to get one quickly. As soon as you understand how people will likely see you based on your resume, locate a way to smooth out your very first impression to sound well-round ed. Paradoxically, the more accomplished youre, the more folks are most likely to worry that youve got no life beyond work. Active listening is imperative to get the trust of your prospect. Fourth, focus on your in-person impression. Read the next outside sales maintenance representative resume sample to acquire a notion of what success looks like. As you cant possibly cover every bit of software a possible employer might use, the most well-known sales software certifications are very likely to capture the interest of possible employers. If its not explained everywhere, then attempt to call the business to question whos anyone accountable for it. In-depth grasp of the sales process, the capability to develop strong customer relationships and close sales. Asks the proper questions Questions are a fantastic device in sales. To aid you in getting going on this, here is some advice you may follow to make sure you proceed through the interview flawlessly and with terrific confid ence. voreingestellt comprehension of computers and navigating the web. If needed, write down your thoughts about these questions, and locate the ideal way to state them. The Key to Successful Inside Sales Resume Bear in mind, as soon as youre selling on behalf of a business and an item, everything you say will be connected to the brand. So as to acquire different peoples attention easily, youve got to consider beyond sales. As an inside sales representative, its your duty to discover prospective clients, rate their interests and determine whether they have a method to buy the item. You have to be articulate on the telephone and be in a position to provide the customer a fantastic enough description of the product to gain his business enterprise. By the 1970s telemarketing proved to be a frequent phrase used to refer to the practice of selling over the telephone. The work is more or less the exact same as that of a normal salesperson. Along with enhancing your resume, this course will aid in improving your own sales interactions.

4 Reasons Face-to-Face Communication Still Matters

4 Reasons Face-to-Face Communication Still Matters A huge amount of community-building and absatzwirtschaft today is done online, which makes sense, considering thatpeople now spend 4.7 hours a day on their phones. All of this online activity generates a tremendous amount of data, which is a goldmine for marketers. It may seem on the surface like the marketing communityhas leftthe notion of offline, in-person relationships in the dust, but in fact, the hyperconnectivity of our current day has thrown the need for face-to-face marketing into sharp relief. As more and more marketers turn to digital channels, it grows increasingly difficult for each marketer to get their message heard. The noise out there is deafening.I set out to research just why face-to-face marketing is so important today. The benefits of face-to-face marketing are more difficult to quantify than the digital approach (online, ever ything can be measured), but I was able to distill my findings down to four key areas nonverbal communication, social identity theory, empathy, and Dunbars number. Lets take a deeper look.Notethatmuch of the information contained in this deutsche post ag will apply to recruiters, too. After all we always say thatrecruiters can learn a lot from marketers.1. Nonverbal CommunicationResearch shows thatbody languageis often more important in revealing what people want than the actual words they say.For example, if someone says Yeah, right in person, you can immediately gauge whether they are being sarcastic or agreeing with you by paying attention to their tone of voice and body language. If someone types Yeah, right online, the subtleties of the expression are lost, which can lead the recipient down a rabbit hole of uncertainty.Face-to-face communication also enables marketers to leverage nonverbal cuesfortheir own advantage.By nonverbal cues, I dont mean using Jedi mind tricks to hide droids, or any of those creepy seem more authoritative with these three nonverbal cues sales techniques. What I mean is that research shows that in-person communication makes it easier to bond, leading to stronger relationships and strong relationships are a must for recruiters and marketers alike.2. Social Identity TheoryHumans are more comfortable aroundpeople with whom we can identify, and the groups of people we identify with help us interact with the world.Social Identity Theorybreaksour social interactionsdown into three stages categorization, identification, and social comparison.Putting people into categories helps us understand how to interact with them. How confusing would it be to travel if you couldnt distinguish between the flight attendants, gate attendants, pilots, and passengers?Once we sort everyone into categories, we place ourselves into one of those groups andadopt that groups identity.If youthink of yourself as a frequent traveler, youll identify with other fre quent travelers and adopt their practices goodbye shoes with laces and checked baggage The more you identify with a category, the more your self-esteem is tied to group membership.Finally, there is the social comparison stage. Once your self-esteem is tied up in a group, that group needs to compare favorably to other groups. With your sleek carry-on bag and your business-classline-jumping privileges, you view yourself as superior to (or at least distinct from) the airport masses.So, what does this have to do with marketing? Spending time with people enables you to establish that you are part of the same group, whatever that group may be. Business/brand guru Seth Godin refers to these groups astribes What people really want is the ability to connect to each other, not to companies,writes Godin.Tribe-building is much more effective offline. It gives you the opportunity to form authentic connections with people and convince them (subtly or otherwise) that they are part of your group. And once you identify as part of the same group, your fellow group members will go out of their ways to make you look great to others (because it reflects positively back on them as well).A great example of how this works in the marketing world is theYelp Elite Squad. These people get special badges on their Yelp profiles andareinvited to private, real-world events. The more Yelpers hang out together and get to do insider-y things, the more theyll talk about the places they go and the more theyll promote Yelp. Yelp strengthened its community by creating a real-world, offline tribe.3. EmpathyEmpathy is one of the most important components of friendship, but for humans,it is difficult to feel empathy for strangers. From an evolutionary perspective, this makes sense. You dont know what a stranger is going to do, so you get stressed out. If youre stressed out, you arent going to have strong feelings if something bad happens to that person, because youll be too busy making sure nothing b ad happens to yourself.This can create a challenge for brands and marketers as they try to foster connectionsbetweenstrangers. The good news is that it doesnt take much to transition from a stranger into friend, at least in terms of producing an emotional, empathetic response.One studyfrom McGill University found that playing the video game jupe Band with a stranger for 15 minutes is enough to reduce social stress and overcome the hurdle of unfamiliarity.If you want to get your influencers sharing your news, content, or the love they have for your products, you need tooverride theirstranger-danger responses. Once they consider you a friend, they are more likely to be excited by your news, to understand what motivates you, and to share your triumphs. Meeting them face-to-face even if its just for 15 minutes can make all the difference.4. Dunbars NumberDunbars number is the theoretical limit to the number of people with whom you are able to sustain meaningful social relationships. Y our closest allies represent a group of around 5-10 people with whom you are in regular contact, while you can maintain lets get a beer-type relationships with about150 people. The people in your closest allies group shape the way you think and provide a major support network, while the people in the wider circle are your network amplifiers.One of the effects of social media is that we now think it is possible to maintain relationship with hundreds, thousands, even millions of people. However, quality matters more than quantity. People in your Dunbar circle representsomeof your greatest assets. They will go out of their way to help you, and you will go out of your way to help them. They also have their own networks of allies and amplifiers that they can connect you to, and those personal introductions are going to be far more effective than cold calling or spray-and-pray emailing could ever be.Getting the most out of your network requires expending effort to build and maintainstrong relationships. By putting time aside each week to meet with people on the fringes of your network, you can bring them back into the fold. High-quality connections, which are far more fulfilling and valuable than weak ties, require face-to-face communication to cultivate.-Marketing gets increasingly digital every year, but that doesnt mean offline interaction is losing any of its power. In fact, your commitment to building real-world relationships with your customers and professional network could help you stand apart. So put down your phone, step away from your computer, and carve out time for some good old fashioned face-to-face communication.

Highlight Your Value by Integrating These 5 Skills Into Your Resume

Highlight Your Value by Integrating These 5 Skills Into Your Resume Highlight Your Value by Integrating These 5 Skills Into Your Resume It isimportant that your resume effectively articulates your accomplishments and what you can bring to the table. Otherwise, howwill you stand out from all the other applicants and land the position?Your resume must be accomplishment-based, rather than responsibility-based. That is, your resume shouldhighlight what youve achieved instead of simply stating that you hold a certain skill. For maximum effect, your resume should also include these five skills - provided, of course, that you can truthfully say you have them1. AdaptabilityAccording to PwC, CEOs see adaptability and collaboration as equally important as problem-solving, risk management, and other traditional skills. In startups and small businesses especially, employees are often required to wear many hats, work with cross-functional teams, and adapt tonew situations as they arise.Instead of just writing adaptable on your resume, show employers how you have adapted tonew situations. For example, you couldwrite something along the lines ofHired as an administrative assistant and served as an editorial assistant while managing social media postings and website content and liaising with contributors to organize submissions.This highlights not only your ability toadapt based on company needs, but also the value your adaptability creates for employers.2. CollaborationAccording to i4cp, collaboration is highly correlated with market performance, and high-performing organizations are 5.5 times mora likely to encourage and reward teams for collaboration.A great way to highlight collaboration on your resume is to discuss group projects youve worked on. The more you can quantify and illustrate your collaboration at work, the better, so be sure to include details like how many people worked on the project, whether the project was cross-functional, and so on.3. LeadershipLeader ship is a key skill in almost every business sector. A great leader can motivate employees and increase productivity, while bad leadership can damage morale and hurt the companys bottom line.Leadership makes such a big difference that 49 percent of CEOs are changing their talent strategy to focus on the leadership pipeline so that they can help attract, retain, and engage the staff needed to remain relevant and competitive, according to Glassdoor.If you have leadership skills, its crucial to highlight them on your resume. Discuss times youve shown leadership in both large and small ways, and make sure to discuss the results of your leadership. As always, your results will make the biggest impact when youre applying to jobs.4. Problem-SolvingWhen a company is hiring,itis looking for a solution to a problem it has, whether it be a recently departed employee or a business function in need of improvement. If you can show a potential employer how you will be a solution to its problem, yo u will land the job.To communicate your problem-solving prowess,create SOAR stories (situation, obstacle, action, result) describing times when youve successfully overcome major challenges. You can then usethe information in your SOAR stories to highlight your problem-solving skills on your resumeand during interviews.5. Tech SavvySocial media is more important than ever to business. Roughly a third of all people in the world use social media, and71 percent of consumers who have a good customer service experience via social media are likely to recommend that company to other consumers. If you have the technical skills to run, analyze, or improve social media reach, highlight them on your resume.Additionally, it is crucial to listany software knowledge you have. Anything from Adobe to QuickBooks to Google apps can come in handy when youre applying for a job. Often, a recruiter or hiring manager will do a keyword search of their resume database to source candidates who are proficient in certain software applications. If you dont list your software skills, you wont be in the search results.- Your resume should articulate what youve accomplished and what you can bring to a new role. While your achievements are unique to yourself, integrating adaptability, collaboration, leadership, problem-solving, and tech savvy into your resume is a good way to stand out in any industry.A version of this article originally appeared on Write Styles.Michele Lando is a certified professional resume writer and the founder ofWrite Styles.Master the art of closing deals and making placements. Take our Recruiter Certification Program today. Were SHRM certified. Learn at your own pace during this 12-week program. Access over 20 courses. Great for those who want to break into recruiting, or recruiters who want to further their career.

What to Do If You Get Asked About Your Current Salary During a Job Interview

What to Do If You Get Asked About Your Current Salary During a Job InterviewWhat to Do If You Get Asked About Your Current Salary During a Job Interview When you set out for a new job, youre probably excited about learning things, meeting people, and expanding your expertise. But more money is a great perk, too, especially if you feel youve been undervalued at other jobs.So what happens if youre trying to earn what you deserve and a vermgen employer asks what youve earned in prior positions?There are a few places where its illegal to get asked about salary history . If youre lucky to live in those areas, you might leid have anything to worry about. For those who dont live in lucky spots, you can do a few things to skirt the salary history issue.Employers ask about salary to gauge the market for your position . If youre interviewing for a position thats like what youve been doing in the past, a company might look at your compensation as a competitive rate. But not al l jobs are created - or paid - equally and fairly.I never thought that asking questions about a candidates salary history was particularly useful in the first place, said Timothy Wiedman, a retired associate professor of management and human resources at Doane University . Candidates have had a long history of embellishing their backgrounds, so self-reported salary histories are not necessarily going to be reliable.Even if youre honest with a potential employer about your earnings, Wiedman said theres no way to verify that information with those employers.Theres no ethical nor practical way to verify self-reported salary histories since virtually no former employers would ever divulge that sort of information during reference checks, he said. Hiring managers who asked applicants to provide salary histories were simply fooling themselves if they thought they were getting much useful information.More cities and states are changing those salary history questions. At the time of pub lication, its illegal for employers to ask candidates about salary history or current wages, includingNot all laws are the same for each location. In Pittsburgh, for example, only city agencies cant ask about salary history. In California, neither public nor private companies can request past compensation information.If youre preparing for an upcoming interview and want to cover all your bases, make sure you know whats legal in your state. Its also good to know how to phrase answers that are firm and direct without coming off as disrespectful to your interviewer.1. Know your states salary history laws. If you live in an area where its illegal for a company to inquire about your past earnings, know that before going into an interview. Wiedman suggests responding with I believe theres a new law that puts that type of question out of bounds. But Ill be perfectly willing to discuss my salary requirements.2. Redirect the answer. If its legal to ask the question where you live, get back to the subject of salary requirements, not history. You can also try to chat more on the career opportunity and if the job is a good fit for both you and the employer. Instead of giving them your current actual salary , discuss the salary range youre seeking based on your experience, education, skills, and certifications, said Robin Schwartz, managing partner of MFG Jobs .3. Use your lack of history to your advantage. If youve recently finished college, its easier to showcase that a job could be your first out of school. This will prove that salary history has no point in your current negotiations.4. If you want to share, you can. Disclosing your exact salary is your prerogative, Schwartz said. In some cases, interviewers might discuss a specific range they are looking to pay. If its below what youre already making, it might benefit you to mention your current salary so the hiring manager is aware youre not willing to take a decrease in pay.What youve earned in other jobs should n ot dictate what you should be earning in your next job. You might even consider job-hopping to boost your salary . Your past earnings are in your past, and you should be aware of how to handle yourself if questions of salary history come up.Know what your position earns. Check out Glassdoor and Salary.com to see what your job earns with your years of experience and where you live. What you earn in your state might be more or less in other places around the country.Use your knowledge and skills to your advantage. Prove to your possible future boss that youre valuable and worthy of more than what youve earned in the past. Talk about how youve overcome obstacles and challenges to showcase your worth.Dont be afraid to play the field. If youre out of work and looking for a job quick, having multiple job offers might seem far-fetched. But if youre applying at many places at once, you can negotiate a salary with one job by sharing your offer from another one. It could start a bidding war f or you.Since some of the salary history bans are relatively new, you might not be in a place that enforces it yet. If thats the case, go over how best to answer the question depending on your job field and potential employer.You dont need to divulge that information unless you want to, and its OK if you do. Make sure sharing your past earnings doesnt hurt your future earnings.This article was originally published by Student Loan Hero . Reprinted with permission.

Rental Application FAQ - United States

Rental Application FAQ - United StatesRental Application FAQ - United StatesGeneralWhat is a Residential Rental Application?A Residential Rental Application is used by landlords and property managers to collect information on potential renters.Are landlords required to obtain signed rental applications from potential renters?Landlords can rent property to tenants without obtaining rental applications. However, rental applications can provide valuable information about a renter, such as the renters employment history and income. Also, landlords can not run leistungspunkt checks on potential tenants without written permission, and rental applications can be used to obtain written permission. Thus, many landlords choose to use rental applications when screening prospective renters. Can a landlord reject potential renters for not filling out rental applications?Yes. Landlords can reject potential renters for not filling out rental applications. If a potential renter signs a Residential R ental Application and the application is approved, is the renter required to sign a rental or lease agreement?No. A potential renter does not have to sign a rental or lease agreement after being approved. PartiesWhat is a Landlord?A landlord is an owner of land or a building who has leased some or all of the land or building to another person or persons for a certain period of time. What is a Property Manager?A property manager is hired by a landlord and entrusted with the responsibility of attending to a real estate property when the owner is unavailable, unable, or uninterested in doing so. What if I dont know one fetes name or contact information?A blank space will be provided in the form that can be filled in later if you are missing information about one of the parties. We recommend, however, that you attempt to make the contract as complete as possible, for greater certainty. Is the Applicant obligated to provide a Social Security Number?There is no obligation for an applicant to provide their social security number. While it may be more difficult, it is possible to do a credit check without a persons social security number. Notwithstanding the fact that there is no obligation, you are allowed to reject a persons application if they do not provide their social security number. Terms of TenancyWhat are some possible terms of tenancy? Fixed End Date A lease with a fixed end date gives certainty of term for both the landlord and the tenant. It specifies the exact day the tenancy will end. The advantage here is that neither party has to give notice to terminate the lease it simply ends on the specified date. During a fixed term lease the landlord cannot increase the rent, or change any other terms of the lease unless he or she specifically reserves the right in the agreement, and the tenant agrees to the changes. Example June 1, 2010 to February 28, 2012. Fixed Number of Weeks/Months/Year A lease for a fixed number of weeks/months/years gives a star t date for the lease and the number of weeks/months/years that the lease will run. In most respects this operates in exactly the same way as a fixed end date lease. Example The lease will commence on June 1, 2010 and continue for a period of 180 days. Periodic A weekly/monthly/yearly lease with automatic renewal (a periodic tenancy) will continue so long as neither party wishes to terminate the lease. To terminate the lease the landlord or tenant must give notice of their intention to leave as specified by statute. A landlord can raise the rent, or change the terms of the lease in these types of agreements by providing proper notice as required by statute. At the end of the notice period the tenant must move out or the landlord can start eviction proceedings against them. Example Monthly lease starting June 1, 2010 and automatically renewing each month. Security DepositWhat is a Security Deposit?A security deposit is a sum of money that a tenant pays to a landlord to guarante e that the tenant will fulfill all obligations under the lease. The landlord holds the security deposit in trust for the term of the lease to ensure that the tenant does not default on the terms of the lease agreement or otherwise damage the property. Should the tenant damage the property (normal wear and tear excluded) or if the Tenant has not paid rent, the landlord is entitled to recover the amount owing from the security deposit. Usually the tenant must provide the landlord with the security deposit at the start of the lease term. At the end of the lease term, the tenant will receive the deposit back minus any allowable deductions for repairs/restoration/owing rent. Some jurisdictions do not allow deposits to be used for damages and the deposits would be called rent deposits in that case. How much can I collect for Security Deposit?Some states have limitations on what can be collected for a Security Deposit. The following list details the statutory limits that different states p lace on security deposits. Please be sure to check your local law to landsee if there are any rent control or rent regulation rules for security deposit collection. Keep in mind that the following are maximum amounts, and you can certainly collect a smaller security deposit. Alabama - Landlords can request one months rent as per Alabama Uniform Landlord Tenant Act. Alaska - Landlords can request two months rent. If the rent exceeds $2,000 per month, the property is exempt from security deposit laws. Arizona - Landlords can request one and one-half months rent. California - Landlords can request two months rent for an unfurnished rental or three months rent for a furnished rental. Colorado - There is no statutory limit except for mobile homes. The owner of a mobile home park or his agents may charge a security deposit of one months rent or two months rent for multiwide units. Connecticut - Landlords can request two months rent if the tenant is younger than 62 and one months rent if the tenant is 62 or older. Delaware - Landlords can request one months rent if the term of the agreement is a year or more. There is no set limit for month-to-month rental agreements that have lasted over a year. The security deposit limits do not apply to furnished rental units. District of Columbia - Landlords can request one months rent. Florida - There is no statutory limit. Georgia - There is no statutory limit. Hawaii - Landlords can request one months rent. Idaho - There is no statutory limit. Illinois - There is no statutory limit. Indiana - There is no statutory limit. Iowa - Landlords can request two months rent. Kansas - Landlords can request one months rent if the property is unfurnished and there are no pets. If the property is furnished, the landlord may demand one and a half months rent, and if the rental agreement permits the tenant to keep or maintain pets, the landlord may demand an additiona l security deposit not to exceed half of one months rent. Kentucky - There is no statutory limit. Louisiana - There is no statutory limit. Maine - Landlords can request two months rent. Maryland - Landlords can request two months rent. Massachusetts - Landlords can request one months rent. Michigan - Landlords can request one and a half months rent. Missouri - Landlords can request two months rent. Montana - There is no statutory limit. Nebraska - Landlords can request one months rent if the tenant does not have pets and one and a quarter months rent if the tenant has pets. These security deposit laws do not apply to housing agencies organized or existing under the Nebraska Housing Agency Act. Nevada - Landlords can request three months rent. New Hampshire - Landlords can request one months rent or $100, whichever is greater. New Jersey - Landlords can request one and a half months rent. Whenever the landlord collects from a tenant an additional amount of security deposit, the amount collected annually as additional security cannot be greater than 10 percent of the current security deposit. New Mexico - Landlords can request one months rent for rental agreements of less than one year. There is no set limit for leases of one year or longer. New York - No set limit for non-regulated units. Deposits for regulated units are usually limited by law to one months rent. However, if two months security deposit was collected from a tenant by the landlord when the rental unit first came under rent stabilization, and the same tenant is mucksmuschenstill occupying the the rental unit, that tenant remains bound by the two months requirement. The next tenant cannot be required to deposit more than one months rent as security. North Carolina - Landlords can request two weeks rent if a tenancy is week to week, one and a half months rent for month-to-month tenancies and two months rent if the term of the tenancy is longer than two months. North Dakota - Landlords can request one months rent if the tenant does not have any pets. Landlords can request up to $2,500 or an amount equivalent to two months rentif the tenant has a pet. Ohio - There is no statutory limit. Oklahoma - There is no statutory limit. Oregon - There is no statutory limit. Pennsylvania - Landlords can request two months rent for the first year of renting. During the second or subsequent years of the lease or during any renewal of the original lease the landlord can request one months rent. Rhode Island - Landlords can request one months rent. South Carolina - There is no statutory limit. South Dakota - Landlords can request one months rent under normal conditions. A larger deposit may be agreed upon between the landlord and the tenant where special conditions pose a danger to maintenance of the premises. Tennessee - There is no statutory limit. Texas - There is no s tatutory limit. Utah - There is no statutory limit. Vermont - There is no statutory limit. Virginia - Landlords can request two months rent. Washington - There is no statutory limit. West Virginia - There is no statutory limit. Wisconsin - There is no statutory limit. Wyoming - There is no statutory limit.